Another paramount reason,
to select Spiegel & Utrera, P.A.
Spiegel & Utrera, P.A. is a fully licensed law firm that delivers professional legal services at extremely affordable prices.
"Start, Expand, Buy, Sell Your Business Today"  ON THE AIR  with Larry Spiegel and host Joe Castello. Listen to our show at
WHAT'S IMPORTANT TO YOU? Starting a Business? Anonymity? New Credit Profile? Tax Avoidance? Avoiding Probate? Tax Shelter?
Asset Protection? Building a Brand? Attracting Investors? At we can help!

Please be aware that during January of each year it may be required to add ten days or more to various state processing periods.
Please discuss your state of choice processing backlogs when finalizing your order at to avoid any disappointment.
Do You Know the Difference Between:

A Durable Power of Attorney, Pre-Need Guardian Designation, Health Care Surrogate Designation and Living Will are important legal documents. Every adult American needs to have one of each and understand what each does.

What is a Durable Power of Attorney?
This is a document you will keep under your control, but you will tell your spouse and/or child that there is a Power of Attorney authorizing them to act if you are alive, but incapacitated. For example, if you are in a car accident and taken to the hospital, who will be able to get your care from the storage lot to where it is towed? If the car is titled in your name, your spouse, child or friend cannot sign your name to get the car released without your specific written Power of Attorney which states that it survives your disability.

What is a Pre-Need Guardian Designation?
This is a document that states that if ever a guardian is necessary, you desire it to be your spouse or your child or friend. If, for example, you became incapacitated in a major automobile accident and the other driver was sued and his insurer paid a half million dollars into a future medical fund, they would most likely require a court supervised guardian. You can now designate who that person should be and that you prefer that your present investments not be liquidated and reinvested by the court.

What is a Health Care Surrogate Designation?
This document allows you to designate who will make medical decisions should you not be able. This sometimes called a Health Care Power of Attorney. The person you designate should also eventually sign the form to indicate they consent to act on your behalf.

What is a Living Will?
The Living Will, so called, is really entitled "Declaration Pursuant to Life Prolonging Procedures Act." It reflects your desire that you not be connected to the "machine" if you are brain dead, terminally ill, with no chance of recovery. Your spouse or family would have to bring the declaration to the hospital where two doctors would be required to verify that you are terminally ill with no chance of recovery, whereupon you would be disconnected from life-support machines. The reason it has become so important is that it prevents a hospital from keeping you alive by artificial means just to collect several thousand dollars per day.

Do I need all four?
All four of these legal documents work together to satisfy various legal needs. You do not necessarily need all four but its best to have them.
Do I need to see a lawyer? No. Spiegel & Utrera has taken the time to develop easy to understand kits which enable you to obtain these important legal documents for a fraction of what a visit to a lawyer's office would cost for the same services.

What if I am unsure?
If your affairs are complicated or if you are unsure, a consultation with Spiegel & Utrera is recommended although you may still wish to use the kits for interim protection. In the event any of the kits you purchase from Spiegel & Utrera are not suitable, you may return them at any time for a refund of your purchase price, even if you have already filled in the forms.

How can I save money?
Each kit costs only $19.95. If you order now, you can buy all four for only $59.95. That's like getting your fourth kit absolutely free.

Please remit only $19.95 per kit plus $3.00 for shipping and handling, or receive all four kits for only $59.95 plus $5.00 shipping and handling.

Your satisfaction is 100% guaranteed.
SPIEGEL & UTRERA, P.A. is your one source for business legal services.

Would you rather speak to a lawyer? A Spiegel & Utrera, P.A. associate is ready to take your call.

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MiamiNew York CityClifton, NJ
1840 Coral Way
4th Floor
Miami, FL 33145
Toll Free: (800) 603 - 3900
(305) 854-6000
Fax: (305) 857-3700
Natalia Utrera, Esq.,
Managing Attorney
1 Maiden Lane
5th Floor
New York, NY 10038
Toll Free: (800) 576-1100
(212) 962-1000
Fax: (212) 964-5600
Zachary A. Westenhoefer, Esq.
Managing Attorney
642 Broad St., Suite 1B
Clifton, NJ 07013
Toll Free: (888) 336-8400
(973) 473-2000
Fax: (973) 778-2900
Sandy A. Adelstein
Managing Attorney
Los AngelesDelawareLas Vegas
8939 S Sepulveda Blvd.
Suite 400
Los Angeles, CA 90045
Toll Free: (888) 520-7800
(310) 258-9700
Fax: (310) 258-9400
Michael A. Bustos, Esq.
Managing Attorney
9 East Loockerman Street
Suite 202
Dover, DE 19901
Toll Free: (888) 641-3800
(302) 744-9800
Fax: (302) 674-2100
Courtney Riordan, Esq.
Managing Attorney
2545 Chandler Avenue
Suite 4
Las Vegas, NV 89120
Toll Free: (888) 530 4500
(702) 364 2200
Fax: (702) 458 2100
Joel S. Beck, Esq.
Managing Attorney
Continental Office Plaza, Suite L12
2340 Des Plaines River Road
Des Plaines, IL 60018
Toll Free: (888) 514-9800
(312) 443-1500
Fax: (312) 443-8900
Michael C. Welchko, Esq.
Managing Attorney
General Counsel Club®Changes, Modifications, Additions, Deletions
and Other Services
International Clients & Requests
Unlimited Legal & Business Advice
Toll Free: 1 (800) 734 - 9900
         Fax: 1 (800) 520 - 7800
Natalia Utrera, Esq.,
Managing Attorney

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Material presented on is intended for information purposes only. It is not intended as professional advice and should not be construed as such. The U.S. Treasury Department requires us to inform you than any information obtained from this website is not intended or written by our law firm to be used, and cannot be used by any taxpayer, for the purpose of avoiding any penalties that may be imposed under the Internal Revenue Code. Advice from our firm relating to Federal tax matters may not be used in promoting, marketing or recommending any entity, investment plan or arrangement to any taxpayer.

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